Many injured workers are surprised to learn that in most cases, you can still receive workers’ compensation benefits even if you were at fault for your injury. Workers’ comp is a no-fault system, which means benefits are available to employees who are injured on the job, regardless of who caused the accident. The goal is to make sure you get medical care and wage replacement while you recover, without having to prove anyone else was to blame.
How Workers’ Comp Works
If you are injured at work, Maryland law allows you to file a claim for:
- Medical expenses related to your injury
- Partial wage replacement while you are unable to work
- Compensation for permanent impairment if you have long-term effects
You do not need to prove your employer did something wrong, only that your injury happened while performing your job duties.
When Fault Might Matter
There are a few limited situations where fault can affect eligibility:
- If the employee was intoxicated or under the influence
- If the injury was caused by intentional misconduct or fighting
- If the worker was doing something completely outside of work duties
Even in these situations, do not assume you’re not covered. Small details can change the outcome, and workers’ comp is often broader than many people expect.
Why It Helps to Talk to an Attorney
Insurance companies may deny or reduce claims based on incomplete information. An experienced workers’ compensation lawyer can:
- Ensure your claim is filed correctly
- Gather medical and job documentation
- Represent you at hearings if the claim is challenged
At Blondell Miller & Schuler, our team has helped Maryland workers win the benefits they deserve for more than 30 years. Whether your claim was denied or you’re unsure how to begin, we are here to help.
Have Questions?
You do not have to figure this out alone.
Call us today or schedule your free consultation online.
No fee unless we win.